HSA Focalpoint

Health Savings Accounts may be a Good Option for Producers.

tristateneighbor.com, April 14, 2008
Ellen Laden, director of public relations for Golden Rule Insurance Co., says HSAs make good options a lot of the time for farmers, ranchers and small businesspeople who have to buy their own insurance. (Read More)

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Now That Your Taxes Are Done, Figure Out What You Could Save in 2008 by Using a Health Savings Account (HSA).

yahoo.com, April 28, 2008
Although the dreaded April 15 tax filing deadline has passed, you still have time to put your W2s and 1040s to good use. Information from these and other tax forms can help you take advantage of a new calculator on HSAInsights.com, which shows you what you could save by switching from a traditional health plan to a high deductible plan with a health savings account (HSA). (Read More)

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HSA Proposal Lacks Basic Common Sense.

businessinsurance.com, April 14, 2008

Industry experts peg the cost at about $3 per month per HSA account. With roughly 5 million HSAs now established, the cost-paid by employers and employees through higher charges that banks would impose-of this new requirement would come out to roughly $180 million a year. That would be six times more than the government would collect each year in new revenue.That doesn’t make sense to us and it shouldn’t to any member of Congress who takes the time to examine it. We hope this proposal dies a quick death. (Read More)

Health Care Costs Hard for Small Businesses to Absorb.

newyorkdailynews.com - April 14, 2008
Health savings accounts can offer a company a way to control costs and also get employees to take more responsibility for their own health. The use of a high-deductible plan along with a health savings account can actually be less costly to an employee than a traditional managed care plan. (Read More)

4.5 Million Enrolled in HSAs.

chiroeco..com, March 21 2008
A new census released by America’s Health Insurance Plans (AHIP) discovered that 4.5 million Americans - a 43 percent increase from last year - are covered by lower-premium, high-deductible health insurance plans offered in conjunction with health savings accounts (HSAs). (Read More)

Improvements Made to HSAs. Proposed Legislation would Increase Benefits.

AVMA.com, April 15, 2008
Proposed legislation currently before several House and Senate committees could substantially enhance the tax and coverage benefits of HSAs. (Read More)

2008 Health Care Survey Results.

producersweb.com - April 1, 2008

Benefits Selling teamed up with ChapterHouse, a leading health care strategy consulting firm, to assess the tenor of the market, and to identify innovative broker strategies that are beginning to contribute to a health care affordability solution. The purpose of this article is to share the insights gained in this research as they not only cast light on the impact of today’s strategies, but also to provide an early glimpse of future broker business models. (Read More)

Qualifying for a Health Savings Account.

kiplinger.com, March 21 2008

I am 60 and retired with sources of income from investments and pensions, but no earned income. Would I qualify for a health savings account if I took out a high-deductible policy? (Read More)

Number of Young Adults Without Health Insurance is Rising.

ahiphiwire.com, March 31, 2008

Young people are disproportionately represented among the uninsured. Even though they comprise just 17 percent of the under-65 population, young adults account for 30 percent of the nonelderly uninsured, according to the Commonwealth Fund report. (Read More)