HSA Focalpoint

Rapid Growth at First Horizon Msaver Leads to Expansion of National Sales Team

First Horizon Msaver, Inc., announced today that it has added five regional sales managers to its existing Health Savings Account (HSA) national sales team. This expansion will allow the company to further grow its nationwide network of brokers and agents, while enabling regional sales managers to continue to provide dedicated service and support to the producers and clients they serve.

Joining the team are Matthew Mason, David Hooper, Oscar Arciniegas, Doug Gordon, and Cheryl Sanna. Mr. Mason and Mr. Hooper will focus on opportunities within the Midwest market, including Iowa, Kansas, and Oklahoma. Mr. Arciniegas will be based out of Chicago, where he will cover the Illinois, Wisconsin, and Indiana markets. Mr. Gordon will be responsible for North Carolina, South Carolina, Virginia, and West Virginia. Ms. Sanna will provide additional sales support for First Horizon Msaver within the fast-growing Florida market.

Internal Broker Assistance Team Here For You
Beginning today (Monday, September 15, 2008) internal broker assistance will be provided by the team of Kelly Spencer, Susan Berglund, Sharon Watson, and Denise Carter. With Matt Mason assuming the role of regional sales manager, calls to his current phone 913-317-2087 and email sent to mason@firsthorizon.com will be covered by this team.

Summer Sizzler Promotion Winners Announced

First Horizon Msaver recently completed a two month broker training promotion. Brokers were asked to attend four short training seminars on HSAs and First Horizon Msaver. Upon attending all 4 seminars, the broker received one entry into a grand prize drawing.

Grand Prize Winner, Amber Rideout, won a $1000 travel voucher from Omega World Travel. Also, five other brokers across the country won $50 gas cards.

Congratulations Amber!

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Direct Deposit for your Quarterly Referral Fees.
You can now have your First Horizon Msaver quarterly referral fees directly deposited into your bank account. Simply fill out the Electronic Funds Transfer Form and send it to our office along with a voided check.First Horizon Msaver, Inc
7400 W 110 St, Ste 520
Overland Park, KS 66210Please note that if you choose to have your referral fee direct deposited, you will continue to receive the account breakdowns each quarter for your records.

Your Opinion Counts!
We want to know what you think. Click here to complete a short survey about HSAs.

Direct Deposit for your Quarterly Referral Fees.
You can now have your First Horizon Msaver quarterly referral fees directly deposited into your bank account. Simply fill out the Electronic Funds Transfer Form and send it to our office along with a voided check.First Horizon Msaver, Inc
7400 W 110 St, Ste 520
Overland Park, KS 66210Please note that if you choose to have your referral fee direct deposited, you will continue to receive the account breakdowns each quarter for your records.

GOP Health Reforms Rely on Tax Credits

businessinsurance.com,  September 8, 2008
Observers also expect Sen. McCain to push for legislation to increase the appeal of health savings accounts. In a position paper, Sen. McCain said he will, if elected, expand HSAs, which he described as “an important step in the direction of putting families in charge of what they pay for.” (Read More)

Health Costs to See Hefty Jump

tennessean.com,  August 31, 2008
Some employers opt for high-deductible health plans, coupled with a health savings account, in which the employer and the employee contribute to an account and employees can take the money with them when they leave. Another option is known as a health reimbursement arrangement, or an HRA, in which only an employer makes contributions, and employees cannot take the money with them when they leave. (Read More)

Think-Tank Proposals Seek Tax-Code Reform to Broaden Consumer Ownership of HSAs

aishealth.com,  September 4, 2008
With a sense of inevitable change glimmering on the political horizon, CDH thought leaders are looking at ways that HSAs could be modified and broadened to benefit more consumers. (Read More)

Your Opinion Counts!
We want to know what you think. Click here to complete a short survey about HSAs.

Direct Deposit for your Quarterly Referral Fees.
You can now have your First Horizon Msaver quarterly referral fees directly deposited into your bank account. Simply fill out the Electronic Funds Transfer Form and send it to our office along with a voided check.First Horizon Msaver, Inc
7400 W 110 St, Ste 520
Overland Park, KS 66210

Please note that if you choose to have your referral fee direct deposited, you will continue to receive the account breakdowns each quarter for your records.

Financial Planning: HSA Highlights.

financial-planning.com,  August 28, 2008
Showing how companies can use these accounts is an effective way to begin, solidify or broaden relationships with small business clients. “There’s a real opportunity for planners to distinguish their practices by helping clients consider health benefit planning as part of overall financial planning,” says Tracey Baker, vice president of CJM Wealth Advisors in Fairfax, Va., and co-author of Navigating Your Health Benefits for Dummies. “Health savings accounts are a terrific tool from a planner’s perspective,” adds Brad Rosley, president of Fortune Financial Group in Glen Ellyn, Ill. (Read More)

Employers Seeking Consumer-Driven Health Plans in Increasing Numbers.

bizjournals.com,  July 20, 2008
Employers are accelerating a switch to consumer-driven health plans and employee wellness programs in a bid to keep health care costs under control, according to a new survey.

Consumer driven health plan premiums decreased an average 7.9 percent in 2008, versus an average 7.4 percent price hike for all other plans. (Read More)

401(k)s Hold Lessons for Consumer Engagement in Health Plans.

shrm.org,  August, 2008
The development of 401(k) plans over the last quarter century-and efforts to overcome worker inertia with default enrollment, diversification and contribution escalation-offer lessons that can be applied to the design of “consumer-driven” health benefit plans, explains a new study by the not-for-profit Employee Benefit Research Institute (EBRI). (Read More)