HSA Focalpoint

Health Savings Accounts Thrive in Downturn.

investmentnews.com, March 25, 2009
Study shows individual HSA balances increased 33%, and family HSA balances increased about 12% between the first quarter and fourth quarters of 2008. (Read More)

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Fidelity Updates Retiree Health Forecast.

lifeandhealthinsurancenews.com, March 26,  2009
A 65-year-old couple retiring in 2008 may need about $240,000 to cover medical costs in retirement. Consultants at Fidelity Investments, Boston, have published that estimate in Fidelity’s latest post-retirement health cost forecast. (Read More)

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Retention Edges Cost Reduction as Benefits Objective.

workforce.com, March 24, 2009
The cratering economy has caused 46 percent of employees interviewed to take a greater interest in understanding their benefits. In addition, 51 percent report that they obtain most of their financial products through their employer.  (Read More)

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Half the Employers Offer Consumer Directed Health Care Plan.

john-goodman-blog.com, March 24, 2009
Just more than half (51 percent) of companies now offer workers a CDHP, up from 47 percent in 2008. Another 8 percent are expected to adopt a CDHP by 2010. (Read More)

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Insurers Offer to Soften a Key Rate-Setting Policy.

newyorktimes.com, March 24,  2009
The health insurance industry said Tuesday that it was willing to end the practice of charging higher premiums to sick people if Congress adopted a comprehensive plan requiring all Americans to carry insurance. (Read More)

Trends in Health Care Costs and Spending.

kkf.org, March 19, 2009
This fact sheet on health care costs presents key statistics about the growth, level and impact of rising U.S. health care costs. It covers spending on various medical services, sources of health spending, employer-sponsored health coverage and the impact on businesses and people. (Read More)

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More U.S. Companies Offer Consumer-directed Health Plans.

smartbrief.com, March 18, 2009
More than 51% of U.S. companies offer a consumer-directed health plan and another 8% said they would offer the option by 2010, according to a survey of 489 large employers. (Read More)

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Why Consumers — Not Companies — Should Make Health Care Decisions.

knowledge.wharton.upenn.edu, March 18,  2009
“We don’t actually have a health care system. We have a lot of different systems that are glued together,” Humana president & CEO, Mike McCallister, told an audience at the recent 2009 Wharton Health Care Business Conference. (Read More)

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HSA Clearing Corp Projects 2010 HSA Numbers.

emediawire.com, March 20,  2009
“With Wednesday’s release of the February inflation figures by the Bureau of Labor Statistics, the inflation-adjusted amounts for health savings accounts (HSAs) for 2010 are coming into view,” says Roy Ramthun, Senior Vice President of HSA Clearing Corp. “We can now project the 2010 numbers for HSAs with virtual certainty.”
(Read More)

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Lost Job, Lost Money.

online.wsj.com, March 21,  2009
A job loss doesn’t have that same impact on money in a health savings account, a separate type of tax-advantaged savings account that is typically used in conjunction with a high-deductible insurance plan. (Read More)

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Direct Deposit for your Quarterly Referral Fees.You can now have your First Horizon Msaver quarterly referral fees directly deposited into your bank account. Simply fill out the Electronic Funds Transfer Form and send it to our office along with a voided check.First Horizon Msaver, Inc
7400 W 110 St, Ste 520
Overland Park, KS 66210Please note that if you choose to have your referral fee direct deposited, you will continue to receive the account breakdowns each quarter for your records. Follow Msaver in Twitter @Msaver_HSA