HSA Focalpoint

First Horizon Msaver Redesigns Web Site to Better Educate Consumers on HSAs.

First Horizon Msaver, Inc., one of the nation’s leading health savings account (HSA) administrators, has redesigned its Web site to include powerful new consumer engagement and educational tools to help individuals learn about and enroll in HSAs.

“With more and more employers expected to offer consumer-directed health plans this fall, we saw a need to enhance the educational content on our site to help convey to employees the value of opening up the tax-favored health savings account,” said E. Craig Keohan, president of First Horizon Msaver. (Read More)

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Building a Business: Can small companies lead in ‘consumer-directed’ health care?

northbaybusinessjournal.com, November 2, 2009
It’s time for middle market businesses to square up to these issues and seriously consider consumer-directed plans to right this ship before it capsizes. Whole Foods is a one example to consider. Either we begin to enter into the decision-making process or someone will do it for us. (Read More)

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Employer Health Plan Share Falls for Individuals.

businessinsurance.com, November 3, 2009
Employees with individual coverage in consumer-driven health plans are seeing their employers’ contributions decline, while those with family coverage are seeing their employers’ contributions increase, according to a survey released Tuesday by the Employee Benefit Research Institute. (Read More)

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BlueCross’ Documentary Wins Award.

healthplaninnovation.com, November 5, 2009
Congratulations to Blue Cross Blue Shield of Tennessee for winning a 2009 Aegis Award for video and film production. The award went to the health plan for its production of The Color of Blood, the third video in BlueCross BlueShield of Tennessee’s African-American Contributions Series. (Read More)

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Last Norvax University of Year Set for Atlanta.

In just a few weeks, the leading health insurance sales and online marketing experts will descend upon the South East for a two-day event that can transform the rest of your year (and the next).

Yes, the advanced marketing and sales training you’ve been waiting for is finally here: Norvax University is coming to Atlanta, GA for 2 days only November 19-20, at the Westin Buckhead Atlanta.

And you can take $130 off the early-bird conference price if you’re one of the next 47 Msaver brokers to register. But reservations will only be taken online. So don’t delay!

Register yourself and bring
your colleagues here:
http://bit.ly/29ccrj

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Direct Deposit for your Quarterly Referral Fees.
You can now have your First Horizon Msaver quarterly referral fees directly deposited into your bank account. Simply fill out the Electronic Funds Transfer Form and send it to our office along with a voided check.

First Horizon Msaver, Inc
7400 W 110 St, Ste 520
Overland Park, KS 66210

Please note that if you choose to have your referral fee direct deposited, you will continue to receive the account breakdowns each quarter for your records

Towers Perrin Health Care Cost Survey Shows Employer-Sponsored Medical Benefit Costs to Rise 7% to Over $10,000 for the First Time.

Employer adoption of Account Based Health Plans has risen significantly over the last five years, from 20% to 60% of companies, as employers recognize and embrace the value of these plans in controlling their health care costs and reducing the employee affordability gap. (Read More)

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Consumer-driven Health Plans are the Latest Trend in Coverage.

indystar.com, October 18, 2009
“This puts employees in a consumer position where they can start to make choices, like when they go to buy a TV,” said Bridget Scott, consultant for communication and wellness at Benefit Associates, which helps companies find the best health and benefit coverage. “They go to Best Buy, hh gregg. Then when they need health service they say, ‘I’m not going to go with the first choice. I’m going to shop around and get quotes.’ ” (Read More)

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Sign up for Health Savings Accounts, Flexible Ppending Accounts for Savings.

latimes.com, October 19, 2009
Having a high-deductible insurance plan also allows you to start a health savings account, which can be used to pay medical expenses not covered by your insurance plan, either at all or until the deductible kicks in. (Read More)

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Making Sense of High-Deductible Health Plans.

nytimes.com, October 16, 2009
The idea behind the “consumer directed” part goes like this: If you and I are spending more of our own money on health care, then we are likely to ask doctors and hospitals many more questions upfront and be more careful about which tests and procedures we receive. After all, until we exhaust that high annual deductible, it’s our money on the line. (Read More)

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Health Insurance Cost Tipping Point Inches Closer.

healthplans.hcpro.com, October 14, 2009
The report did find that more large businesses are placing more control (and costs) onto employees through account-based health plans, also known as consumer-directed health plans. Large employers have found account-based plans cost 13% less than the traditional health plan… (Read More)

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